Investment Advisory Agreement

Investment Advisory Policy

At Astute Wealth, we are dedicated to offering sound investment advice to our clients in alignment with their financial goals and risk tolerance. This Investment Advisory Policy outlines our approach to providing investment recommendations, our responsibilities, and the standards we adhere to in our advisory services.

1. Purpose

The purpose of this policy is to ensure that the investment advice provided by Astute Wealth is based on thorough analysis, is appropriate to each client’s unique situation, and complies with applicable laws and regulations. We aim to assist clients in making informed investment decisions that enhance their financial well-being.

2. Scope

This policy applies to all investment advisory services provided by Astute Wealth, including advice related to:

  • Forex trading
  • Portfolio management
  • Financial planning
  • Other asset classes or financial products that may be included in the client’s investment strategy

3. Client Suitability and Risk Tolerance

Before offering any investment advice, Astute Wealth conducts a detailed Client Suitability Assessment to understand the client’s financial situation, investment objectives, time horizon, and risk tolerance. We use the following factors to determine suitability:

  • Age
  • Financial status, including income and assets
  • Investment experience
  • Liquidity needs
  • Risk appetite
  • Investment goals (e.g., capital preservation, income generation, or growth) Based on this assessment, we tailor our recommendations to match the client’s individual profile.

4. Fiduciary Responsibility

As a trusted investment advisor, Astute Wealth acts in the best interests of our clients at all times. Our fiduciary responsibility includes:

  • Providing Honest and Transparent Advice: We provide unbiased advice and disclose any conflicts of interest that may arise.
  • Confidentiality: We protect the privacy of our clients and ensure their personal and financial information is kept confidential.
  • Best Execution: We strive to ensure that transactions are executed in a manner that provides the best possible outcome for our clients.

5. Advisory Process

Our investment advisory process includes the following steps:

  1. Initial Consultation: We begin with a detailed consultation to understand the client’s financial circumstances, investment goals, and risk tolerance.
  2. Strategy Development: Based on the client’s profile, we develop a customized investment strategy that aligns with their objectives. This may include recommendations on asset allocation, investment products, and risk management techniques.
  3. Implementation: Once the investment strategy is agreed upon, Astute Wealth assists the client in implementing the recommendations by facilitating transactions and ensuring proper execution.
  4. Monitoring and Review: We provide ongoing monitoring of the client’s portfolio to ensure it remains aligned with their financial goals. Regular reviews are conducted to adjust the strategy as needed based on market conditions or changes in the client’s circumstances.
  5. Disclosure and Transparency: We are committed to full transparency in our advisory services. This includes:
    • Fee Structure: We clearly disclose all fees and charges related to our investment advisory services. This includes management fees, performance-based fees, and any third-party charges associated with transactions.
    • Potential Conflicts of Interest: If Astute Wealth or its advisors have any interest that could conflict with the client’s investment interests, we will disclose this in writing before offering advice

7. Risk Warning

Investing in financial markets, particularly forex and other high-risk asset classes, involves significant risk. Clients should be aware that:

  • Past performance is not indicative of future results.
  • Investment values can fluctuate, and clients may lose part or all of their investment.
  • Diversification and risk management strategies can mitigate, but not eliminate, risk.

Clients are encouraged to review all available information and seek clarification on any recommendations they do not fully understand.

8. Advisory Limitations

While Astute Wealth provides professional investment advice, the final decision to act on that advice lies with the client. We do not guarantee any particular financial outcome or investment returns, as these are subject to market conditions and other factors outside our control.

9. Conflicts of Interest

Astute Wealth strives to avoid conflicts of interest, but in the event one arises, we will:

  • Disclose the nature of the conflict to the client.
  • Take steps to ensure that the client’s interests are prioritized.
  • Act in accordance with applicable regulations governing conflicts of interest.

10. Compliance with Regulations

Astute Wealth operates in compliance with all applicable financial regulations, including those relating to investment advisory services. We ensure that our advisory team is properly licensed and follows the guidelines established by regulatory bodies.

11. Client Education

We believe in empowering clients with knowledge. As part of our advisory services, we provide educational resources to help clients better understand market conditions, investment strategies, and risk factors. Clients are encouraged to engage with these resources to make more informed decisions.

12. Policy Review

This Investment Advisory Policy will be reviewed periodically to ensure it remains in line with industry best practices and regulatory changes. Any updates or revisions will be communicated to clients in a timely manner.

13. Termination of Advisory Relationship

Either Astute Wealth or the client may terminate the investment advisory relationship at any time, subject to the terms and conditions outlined in the advisory agreement. Upon termination, Astute Wealth will cease providing investment advice and ensure all outstanding transactions are completed.

14. Contact Information:

For more information about this Investment Advisory Policy or any other queries, please contact us at:

Contact Us

If you have any questions or concerns about this Disclaimer Policy, please contact us at: [email protected]